Ka-Chingg^TM is a web-based service designed to provide merchants with a simple and secure way to authorize and process credit card transactions. A virtual credit card terminal service, Ka-Chingg^TM eliminates the need for expensive PC equipment or difficult to install POS software. Best of all, Ka-Chingg^TM is available on almost ANY computer connected to the Internet!

BENEFITS:
With Ka-Chingg^TM virtual credit card terminal service, merchants can now: enable their website for e-commerce by linking their site to the Ka-Chingg^TM Secure Payment Form

• securely authorize and process transactions in real time without the high expense of a physical POS device, the hassle of software installation, or the limitations of processing from only one location.
• collect transaction and ordering information
• protect themselves from fraud by restricting some transactions (all transactions must pass through our risk management system to be processed)
• stay open for business 24 hours a day, 365 days a year
• lookup their customers' credit card transaction history online

1. The merchant connects his website to the Ka-Chingg^TM Secure Payment Form by inserting a few lines of HTML code that iPayment, Inc. will provide.
2. The merchant customizes the Ka-Chingg^TM Secure Payment Form with his company's logo, creating a seamless look between Ka-Chingg^TM and the merchant's website.
3. When customers press the "BUY" or "CHECK OUT" button on the merchant's website, they are instantly forwarded to the Ka-Chingg^TM customized Ka-Chingg^TM Secure Payment Form.
4. Once the customer completes his payment information, the transaction will be instantly authorized, checked for Address Verification, and then either approved or rejected. (Confirmation emails will be sent if addresses are provided.)

1. The merchant signs-on to the Ka-Chingg^TM Secure Merchant Console at https://kachingg.ipaymenttechnologies.com.
2. The merchant can choose to conduct secure transactions in the console or run easy-to-use management reports from the Ka-Chingg^TM menu.

• An iPayment, Inc. merchant account
• An internet connection
• A website or internet storefront (shopping cart program optional)
• Intermediate HTML expertise with basic understanding of web forms for setup